DISCOUNT PROGRAMS OVERVIEW

Consumer spending has been the driving force behind most of the economic growth that the U.S. has enjoyed in the past several decades. And regardless of the economic climate, Vertrue's discount offerings provide our members, partners and benefit providers alike with opportunities to improve their bottom lines, whether that bottom line is an annual report or a monthly household budget.

Our discount programs offer exclusive access to members-only discounts with leading, brand-name merchants, covering a wide range of consumer spending interests, including home and family needs, travel, entertainment, dining — even small business products and services.

Take a look at just a few of the many benefits that Vertrue's discount membership programs deliver:

• 20% savings on gift cards for top-name retailers, department stores, online merchants, home centers and home entertainment stores
• Up to 30% off theme park admissions throughout the nation, including many of the most popular attractions in Florida and California
• Savings of up to 50% on travel, including hotel stays, car rentals, vacation and cruise packages, airfare and more — as well as up to 50% savings at thousands of restaurants

Our gift card discounts are particularly appealing in light of the fact that consumers spent $27.8 billion on gift cards during the 2006-2007 holiday season, according to a National Retail Federation survey.

As these figures indicate, Vertrue's discount programs deliver serious value to our members. In fact, the vast majority of our programs offer savings that amount to more than ten times the program membership fee.

Vertrue is committed to expanding and enhancing our product offerings as well as the benefits in each of those products. After all, as the industry leader in membership and loyalty programs, we know that satisfying the customer is the best way to achieve and maintain long-term success — in any business.